The heaviest load to carry into retirement is an empty wallet.
Choosing a super fund based on fees alone is a mistake. It has always been a mistake, and it will continue to be a mistake in the future. That’s because the headline fee doesn’t tell anything about the whole story. It’s a hypothetical figure that takes no account of your own situation or your needs. To make a sensible choice, you need to know what the fees are for, what you want from your fund and what you’re prepared to pay for it – and that takes research.